Renovating your condo can be an exciting way to upgrade your living space, but it’s important to understand how your condo insurance policy applies during the process. Accidents can happen, and knowing what’s covered can save you from unexpected expenses. For condo owners in Conway, AR, this is a key consideration before starting any renovation project.
What Condo Insurance Typically Covers During Renovations
Condo insurance often includes coverage for accidental damage to your unit, such as a contractor breaking a window or damaging your flooring. It may also provide liability protection if someone is injured during the renovation process. However, coverage can vary depending on your policy, so it’s essential to review the details before work begins.
When Additional Coverage May Be Needed
Major renovations, such as structural changes or extensive upgrades, may require additional coverage. For example, if you’re replacing walls or installing new plumbing, your standard condo insurance policy might not cover all risks. In these cases, you may need to purchase a builder’s risk policy or add endorsements to your existing coverage.
How Timberline Insurance Agency Can Help
Conway, AR condo owners can rely on Timberline Insurance Agency, LLC to ensure their renovation projects are fully protected. Our team can help you review your current policy and recommend any necessary adjustments to keep your condo and investment safe. Don’t let unexpected damage derail your plans—let us help you stay covered.
Visit our website to learn more about condo insurance options or contact us for personalized assistance. Timberline Insurance Agency, LLC is here to support Conway residents every step of the way!
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