For car enthusiasts in Conway, AR, upgrading your vehicle’s performance is fun. Whether you’ve added a turbocharger, swapped out your engine, or installed a high-performance exhaust, these modifications can take your driving experience to the next level. But how do these upgrades impact your auto insurance?
Do Performance Upgrades Affect Your Insurance Policy?
Yes, they do. Insurance companies view performance modifications as a higher risk. Enhanced speed, power, and handling can increase the likelihood of accidents, which means your premiums may go up. Additionally, modifications can raise the value of your vehicle, requiring more coverage to protect your investment.
What Modifications Should You Report?
It’s important to notify your insurance provider about any changes to your vehicle. Common upgrades that may affect your policy include:
- Turbochargers or superchargers
- Engine swaps or tuning
- High-performance exhaust systems
- Suspension upgrades
- Custom wheels or tires
Failing to report modifications could result in denied claims if your vehicle is damaged or stolen.
Finding the Right Coverage for Your Modified Vehicle
At Timberline Insurance Agency, LLC, we understand the needs of Conway drivers with performance-enhanced vehicles. Our team can help you find an auto insurance policy that covers your upgrades while keeping your premiums manageable. It doesn’t matter if you’ve made minor tweaks or major modifications, we’ll ensure your car is properly protected.
Get Covered Today
Don’t let your hard work go unprotected. Contact Timberline Insurance Agency, LLC to learn more about insuring your modified vehicle in Conway, AR. We’ll help you find the right coverage for your performance upgrades.
Visit Timberline Insurance Agency, LLC to get started today.
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